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How Do You and Your Money Get Along?

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How Do You and Your Money Get Along?

Take This Quiz and Find Out!
Kate  Northrup
Kate Northrup More by this author
Aug 14, 2013 at 10:00 AM

How is your relationship with money? Does your money make you feel important or would it rather go out with its friends? Do you trust your money to be there when you need it or do you think your money is cheating on you? Does your money always have to be right or does it really respect your feelings?

Would you say your money and you are a happy couple…or could you two use some serious therapy? Here’s a quiz to see how healthy your relationship with money is and whether you’ll be packing your bags or starting your own abundant family. It’s from Kate Northrup’s upcoming September release—Money: A Love Story.

Take this quick quiz to learn what’s holding you back from the abundance you desire and what your current relationship with money says about you.

1.    Do you know how much you spent last month and on what within about $100?

2.    Do you know how much you made last month within about $100?

3.    Do you have more than $1,000 in savings?

4.    Do you have at least one retirement account?

5.    Do you have at least one investment account?

6.    Do you have any sources of income that come in no matter if you work or not, such as real estate investments, stocks and bonds, or businesses?

7.    Do you know which funds/stocks/bonds you own in any investment accounts that you have?

8.    Do you talk about money with your significant other, a friend, or someone else close to you at least once a week?

9.    Do you know how much money is in your bank account right now within $100?

10.    Do you know how much you spend on average per month?

11.    Do you know what top three categories you spend your money on?

12.    Do you consciously spend money on the things you most value?

13.    Do you enjoy taking financial actions like paying bills, talking to your accountant, and checking in on your investments?

14.    Do you enjoy what you do for a living?

15.    Have you ever read a book about money before this one?

16.    Have you ever taken a course about money?

17.    Do you feel optimistic about your financial future?

18.    Do you set financial goals at the beginning of each year?

19.    Do you track your expenses?

20.    Do you feel that the work you do is adding value to the world?

21.    Do you like making money?

22.    Have you ever started a business?

23.    Do you sometimes lie awake in bed at night or wake up early worrying about your finances?

24.    Do you believe people who are wealthy are less spiritual than people who have less money?

25.    Do financial conversations with your friends or a significant other often end in disagreements?

26.    Do you feel anxious when you think or talk about money?

27.    Do you find yourself using the phrase “I can’t afford that” at least once a week?

28.    Do you have credit card debt?

29.    Do you avoid looking at bank statements, credit card bills, and other financial paperwork?

30.    Do you owe any back taxes?

31.    Do you feel like there’s never enough when it comes to money?

32.    Do you space out, get bored, or exhibit other signs of resistance when learning about money, talking about money, or engaging in your financial life in other ways?

33.    Does spending less than you make feel limiting to you?

34.    Do you have a belief, even a barely conscious one, that money is bad or dirty?

35.    Do you have a belief, even a barely conscious one, that rich people are evil and/or greedy?

36.    Do you feel drained by the work that you do for money?

37.    Do you have problems spending money on yourself?

38.    Do you feel anxious when spending what you consider to be a large sum of money?

39.    Do you keep a balance on your credit card despite knowing that you could easily pay it off?


Add up your yeses from questions 1–22. Write that number here _____.

Add up your nos from questions 23–39. Write that number here _____.

Add the first number to the second number. Your total Money Love Score is _______.

If your score is 0–11: You and your money are on the outs. Let’s face it: money is not your favorite subject. It’s been a rough ride when it comes to your finances. Congratulations, though, for taking the brave step of going through this quiz. The sheer act of going through the assessment and being honest about your financial situation takes a lot of courage. Your willingness to show up and start to get clear on your relationship to money shows willingness. And the first step to transformation is being willing. You’re already ahead of the game because, as Woody Allen says, “Eighty percent of success is showing up.” You have some work to do to clear out the cobwebs of limiting beliefs in your money consciousness. And there are some practical steps you’ll need to take to get your financial house in order. Your relationship with money is tumultuous. It’s not been a love affair in the past and you may be scarred. But that can change starting today. The good news is you’re here and you’re willing. You’re in the perfect place at the perfect time.

If your score is 11–30: Love is in the air. I see some canoodling in your future! You are well on your way to being a money maven. Well done, you! You may still have some limiting beliefs to clear out or some debt to pay off, but you’re on your way, baby! It’s time to turn up the heat and snuggle up even closer to your money. You’ve already made some fantastic headway but there’s still some room to grow. The great thing is, the better it gets, the better it gets. Any relationship worth having is worth deepening by taking regular, loving actions.  

If your score is 30–39: It’s true love! You live in the rarified air of people having a delicious love affair with their money. You understand how money works and you’re not afraid to talk about it or engage with it. Relationships take daily investment, however. Anyone who’s been married for several years or longer will tell you that it takes work. Make the choice today to stay engaged with your money in a loving way. Don’t get complacent. Instead, take daily, loving actions nurturing your relationship with money.

Just like any other relationship, your life with money has its up and downs, its twists and turns, its breakups and makeups. Find out more about how you can live happily with your money—including step-by-step exercises on how to shift your beliefs about money, create a budget, get out of debt and learn to love your money, so you can love your life—in Kate Northrup’s new book, Money: A Love Story.

About Author
Kate  Northrup
Kate Northrup is a professional freedom seeker and creative entrepreneur. She spent the better part of 2011 on a road trip called The Freedom Tour, exploring and teaching financial freedom as an inroad to emotional and spiritual freedom. She creat Continue reading