Are you ready to star in your own reality show? It will require attention and a commitment from you. You have to want to change — and you have to want it more than your lazy and fearful self doesn't want to. It's that easy. And that hard.

I’ll give you an example of how I overcame my fears and grew to trust my inner Xena.

Someone once handed me a thick, wooden board and told me to break it in half with my hand. I thought the guy was out of his testosterone-driven mind. All I could think was how I knew I was going to break something, and the smart money was on my hand not the board.

I automatically approached the feat with fear. Not exactly the best strategy. So I tried a new approach. I visualized breaking the board, no matter what. Nothing was going to stop me. I looked at the board, concentrated on it and beyond it. I saw it break in my mind...and I went for it with pure, wild abandon. What do you think happened? Was the emergency room my next destination? Not exactly.

That thick piece of wood broke in half effortlessly. My hand was fine. My worry was gone. I had summoned my courage and knew I could and would do anything I wanted.

That is the lesson I want you to learn. Your board is your doubt, your excuses, your uncertainties. You are going to smash them all. Break it right in half, courageously and easily. When you feel your fears taking over, think of the board. Imagine yourself breaking through, completely obliterating whatever it is that is standing in your way.

Allow your passion to move you forward. Look your excuses in the face and tell them You're not the boss of me! then take a step back and understand why you have allowed them to be up to this point.

Speaking of WHY, consider the uses of adversity. Something is stopping you from acting on your dreams, right? We'll identify it and then we'll change it so you act, creating results. Figure out WHY you want what you think you want.

Imagine if I asked you to make $5,000 in the next 72 hours. Sounds a lot like the wood slab that guy gave me to break. It seems scary and impossible. Your excuses may be shouting at you and you give up with a bunch of I can't... stories, right?

What if I said that someone you love needed an operation, didn't have insurance and you only had 72 hours to raise $5,000 or they would die? You would find a way to get that money, wouldn't you? You would be creative and courageous, with no excuses or obstacles to stop you, right?

So what is your WHY? Make up a powerful, back-against-the-wall, life-or-death decision and know that nothing will stop you. You will change radically in 72 hours with your big WHY guiding you and your actions. Take out a piece of paper and complete the following sentence: My big WHY to be financially free is_____.

Whatever that WHY might be, it must resonate with you emotionally. You need to be so passionate and so driven to accomplish your goals that nothing can or will get in your way. Got it? Good.

Remember, I am not giving you the tools to pursue a fad diet. This is not a get-rich-quick scheme, producing immediate results that will disappear after a week or a month. The gift I am giving you can — and will — change your life forever if you let it. It may take you one, three, five or ten years to become a millionaire. You must change your thoughts, beliefs, feelings and habits so that you start living richly in the millionaire mind-set, thereby honestly changing your life one thought at a time.